Let our business insurance be your assurance!
Providing a full range of commercial insurance products, Lampe-Batkin Associates is an independent, third generation agency based in Connecticut that also provides insurance solutions to New York companies. We pride ourselves on being insurance advocates, taking the time to educate clients and customized their policies, making them aware of just how important coverage can be. When it comes to business insurance, it’s crucial that our clients understand their policies and take out enough coverage to protect their business from the unimaginable.
Business insurance comes with its own nuances. Even those familiar with insurance terms can find it difficult to understand the amount and types of coverage they need for commercial endeavors. Let us take the guesswork out of it for you! Some of the business policies we offer include:
Business owners policy (BOP)
Employment practices liability
Let Lampe-Batkin Associates keep your company safe
Business owners require the same types of auto insurance coverage for their business vehicles as they do their personal ones, including collision and comprehensive, liability, medical payments, and coverage for uninsured motorists. Any vehicles owned by your business should have the business name on the policy in order to avoid any confusion with personal vehicles when it comes to filing a claim.
General liability can cover an array of situations including property damage, personal injury, and losses that stem from real or alleged injury that occurs on the business premises. Having general liability protection can also cover the cost of medical care, loss of services, and restitution from injury-related deaths. It also can protect your business against lawsuits, though umbrella insurance is recommended for ultimate asset protection in the event of a costly lawsuit.
Workers compensation protects employees should they get injured or become ill due to a work related incident. It also serves as a protection for employers, so it’s a good idea to acquire this coverage, especially if your business puts employees in hazardous situations.
Contact us for more clarification on the types of commercial insurance we provide to businesses in Connecticut and New York. We can’t wait to start working with you today!